“Owner-operator here. They explained IUL in plain language and got me approved without a medical. Super easy.”
Compare IUL, Term, and Whole Life in minutes. Many policies skip the medical exam.
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“Owner-operator here. They explained IUL in plain language and got me approved without a medical. Super easy.”
“Rates were fair and they tailored the funding to my loads. I can pause and catch up—perfect for CDL life.”
“They showed me how the cash value works for repairs and downtime. Real people, no sales pressure.”
“I’m leased on and my schedule’s wild. We did the whole app between deliveries. Fast.”
Why an independent broker beats going to a single insurance company.
Most truckers don’t. Many of our policies are simplified issue, which means you only answer a few health questions online—no doctor visit or bloodwork required.
You can finish the application in about 10–15 minutes. In most cases, approval is instant and your coverage can start the same day.
Yes. Flexible funding lets you pay more when business is good and ease off during slower weeks—perfect for CDL life.
We’re licensed in nearly every state and partner with trusted A-rated carriers, so you’re covered no matter where you haul.
Company policies often end if you change jobs. Having your own policy ensures your family is always protected, regardless of your employer.
Yes. Over time, your IUL builds cash value you can borrow against to cover emergencies like truck repairs or weeks off the road.
Indexed Universal Life insurance gives you the flexibility of lifelong coverage with the potential for cash value growth linked to the market. It’s designed to help protect your family and build wealth at the same time.
Learn more about IULBuild tax-free cash value and protect your family. Quick approval, no medical exams for many truckers.
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