Terms of Service

1. Acceptance of Terms

By accessing or using the Site, you agree to be bound by these Terms, our Privacy Policy, and all applicable laws and regulations. If you do not agree, do not use the Site.

2. Services Provided

Roadway Life operates an online platform to help users learn about, compare, and apply for life insurance and related products. We are not an insurance carrier. We operate primarily as a lead generation company that connects users with licensed insurance agents, agencies, or carriers. In certain jurisdictions, we or our affiliates may act as a licensed insurance brokerage. Availability of products and services may vary by state.

3. Eligibility

You must be at least 18 years old and legally capable of entering into contracts to use the Site and our services.

4. Acceptable Use

• Use the Site only for lawful purposes.
• Do not attempt to gain unauthorized access to any part of the Site, systems, or networks.
• Do not copy, scrape, harvest, or reverse engineer the Site or its content for commercial use without our prior written consent.
• Do not upload or transmit malware, spam, or content that infringes third-party rights.

5. Collection of Information

We may ask you for personal information to provide services. Your use of the Site and any information you provide is governed by our Privacy Policy.

6. No Guarantee of Coverage

Any quotes, estimates, or recommendations on the Site are for informational purposes only. Final eligibility, pricing, and terms are determined solely by the applicable insurance carrier. We do not guarantee approval for any product or that quoted terms will be final.

7. Intellectual Property

All content on the Site—including text, graphics, logos, icons, images, and software—is owned by Roadway Life or its licensors and protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

8. Third-Party Links

The Site may contain links to third-party websites or services. We are not responsible for the content, security, or privacy practices of third parties. Accessing third-party sites is at your own risk.

9. Consent to Communications

By submitting your information on the Site, you consent to be contacted by us and by third parties (including licensed insurance agents, agencies, or carriers) via email, phone, or SMS for the purpose of providing insurance quotes and related services. Communications may be sent using automated technology (e.g., autodialers or prerecorded messages). Message and data rates may apply. You can opt out at any time by following the instructions in a message or contacting us.

10. Disclaimers

• The Site and services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied.
• We do not warrant that the Site will be error-free, secure, or uninterrupted.
• We do not provide legal, tax, or financial advice. You should consult qualified professionals before making financial decisions.

11. Limitation of Liability

To the fullest extent permitted by law, Roadway Life (Corva Labs LLC), its affiliates, officers, employees, agents, and partners are not liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenues, data, or goodwill arising from or related to your use of the Site, even if we have been advised of the possibility of such damages.

12. Indemnification

You agree to defend, indemnify, and hold harmless Roadway Life (Corva Labs LLC), its affiliates, officers, employees, agents, and partners from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your use of the Site, your violation of these Terms, or your infringement of any third-party rights.

13. Changes to Terms

We may revise these Terms from time to time. Material changes will be posted on this page with an updated “Last Updated” date. Your continued use of the Site after any changes constitutes acceptance of the revised Terms.

14. Governing Law

These Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law principles. You agree to the exclusive jurisdiction and venue of the state and federal courts located in Philadelphia County, Pennsylvania for any disputes arising out of or relating to these Terms or the Site.

15. Contact Information